PCI Requirements

All card companies require certain security standards or audits on merchants. The requirements are dependent on the merchant's transaction volume. We have listed a summary of the requirements to the right.

For more information visit Visa and MasterCard's websites at:

Visa
MasterCard

Merchant Operations Guide
Call us at (800) 887-6227 to get your Merchant Operations Guide. The Merchant Operations Guide is specific to your processing bank. We can only send you a guide if you are a CapitalQ merchant.

Build and Maintain a Secure Network

1.Install and maintain a firewall configuration to protect data
2.Do not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data

3.Protect stored data (use encryption)
4.Encrypt transmission of cardholder data and sensitive information across public networks

Maintain a Vulnerability Management Program

5.Use and regularly update anti-virus software
6.Develop and maintain secure systems and applications

Implement Strong Access Control Measures

7.Restrict access to data by business need-to-know
8.Assign a unique ID to each person with computer access
9.Restrict physical access to cardholder data

Regularly Monitor and Test Networks

10.Track and monitor all access to network resources and cardholder data
11.Regularly test security systems and processes

Maintain an Information Security Policy

12.Maintain a policy that addresses information security

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